Checking
Super Free | Super Club | Super Senior (Age 50+) | Super Swift | Super Duper | Public Funds Checking
IOLTA | Commercial Checking | Small Business Advantage Checking
Super Free
| Minimum balance to open | $70.00 |
| Minimum balance to avoid a service charge | None |
| Monthly transaction fee for checks written | None |
| Amount of “GPNB Overdraft Privilege” overdraft limit | $700.00 |
| Charge for each insufficient check | $30.00 |
| Continuous overdraft fee after 1 day | $4.00 per day |
| Interest paid | None |
Upon approved application, overdraft privileges and a free check card may be granted on an account. Some restrictions may apply. The decision to grant overdraft limits and a check card will be made by management, and if approved, the customer will be notified of their overdraft limit. If the account is overdrawn for more than 30 days after approved application, the account may be closed and the balance sent for collection. The sequence of transaction processing may affect overdraft occurences, please your review your overdraft agreement for details.
The Customer will be responsible for purchasing his or her own checks.
Management reserves the right to make changes to this account at their discretion.
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Super Club
| Minimum balance to open | $70.00 |
| Minimum maintenance fee | $10.00 |
| Monthly transaction fee for checks written | None |
| Amount of “GPNB Overdraft Privilege” overdraft limit | $700.00 |
| Charge for each insufficient check | $30.00 |
| Continuous overdraft fee after 1 day | $4.00 per day |
| Free club account checks | |
Special Features
- Free money orders (five per month)
- $10,000.00 Accidental death and dismemberment insurance
- Hotel/motel discounts
- Auto rental discount
- Credit Card Registration
- Health and Savings Benefits
- $5.00 Annual Safety deposit box rent discount
Upon approved application, “Super 700” overdraft privileges and check card may be granted on an account. Some restrictions may apply. The decision to grant overdraft limits and a check card will be made by management, and if approved, the customer will be notified of their personal overdraft limit. If the account is overdrawn for more than 30 days after the approved application, the account may be closed and the balance sent for collection. The sequence of transaction processing may affect overdraft occurences, please your review your overdraft agreement for details.
Management reserves the right to make changes to this account at their discretion.
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Super Senior (Age 50+)
| Minimum balance to open | $70.00 |
| Minimum balance to avoid a service charge | None |
| Monthly transaction fee for checks written | None |
| Amount of “GPNB Overdraft Privilege” overdraft limit | $700.00 |
| Charge for each insufficient check | $30.00 |
| Continuous overdraft fee after 1 day | $4.00 per day |
Free safety paper checks.
Must be 50 years old or older to be eligible for this account.
Interest will be compounded on a monthly basis.
Interest is forfeited if the average ledger balance falls below $1,000.00 during the statement cycle.
Interest begins to accrue on the first business day you make your deposit and will be credited to this account on a monthly basis. If you close your account before interest is credited, you will not receive the accrued interest.
The average daily balance method is used to calculate interest on your account. This calculation is achieved by taking the sum of the ledger balance (positive or negative) in the account for each day of the period divided by the number of days in the period
Upon approved application, “GPNB Overdraft Privilege” overdraft privileges and check card may be granted on an account. Some restrictions may apply. The decision to grant overdraft limits and a check card will be made by management, and if approved, the customer will be notified of their overdraft limit.
If the account is overdrawn for more than 30 Days after approved application, the account may be closed and the balance sent for collection. The sequence of transaction processing may affect overdraft occurences, please your review your overdraft agreement for details.
Management reserves the right to change at any time and at its sole discretion the interest rate, the annual percentage yield, and the compounding frequency on this account. As a general rule, withdrawals from this account will be paid on demand; however, the bank reserves the right to require seven (7) days written notice.
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Super Swift
| Minimum balance to open | $1,000.00 |
| Minimum balance to avoid a service charge | $1,000.00 |
| Monthly transaction fee for checks written | $0.00 |
| Monthly maintenance fee | |
| Above $1000 | $0.00 |
| Below $1000 any day of the month | $10.00 |
| Amount of “GPNB Overdraft Privilege” overdraft limit | $700.00 |
| Charge for each insufficient check | $30.00 |
| Continuous overdraft fee after 1 day | $4.00 per day |
Interest will be compounded on a monthly basis.
Interest is forfeited if the average ledger balance falls below $1,000.00 during the statement cycle.
Interest begins to accrue on the business day you make your deposit and will be credited to this account on a monthly basis. If you close your account before interest is credited, you will not receive the accrued interest.
The average daily balance method is used to calculate interest on your account. This calculation is achieved by taking the sum of the ledger balance (positive or negative) in the account for each day of the period divided by the number of days in the period.
Upon approved application, “GPNB Overdraft Privilege” overdraft privileges and check card may be granted on an account. Some restrictions may apply. The decision to grant an overdraft limit and a check card will be made by management and if approved the customer will be notified of their personal overdraft limit. If the account is overdrawn for more than 30 days after approved application, the account may be closed and the balance sent for collection. The sequence of transaction processing may affect overdraft occurences, please your review your overdraft agreement for details.
Management reserves the right to change at any time and at its sole discretion the interest rate, the annual percentage yield, and the compounding frequency on this account. As a general rule, withdrawals from this account will be paid on demand; however, the bank reserves the right to require seven (7) days written notice.
The customer will be responsible for purchasing his or her own checks.
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Super Duper
| Minimum balance to open | $1,000.00 |
| Minimum balance to avoid a service charge | $1,000.00 |
| Monthly transaction fee for checks written | |
| Less than 3 checks | $0.00 |
| More than 3 checks | $10.00 per debit |
| Monthly maintenance fee | |
| Above $1000.00 | $0.00 |
| Below $1000.00 any day of the month | 10.00 |
| Charge for each insufficient check | $30.00 |
| Continuous overdraft fee after 1 day | $4.00 per day |
Interest will be compounded on a monthly basis.
Interest will be forfeited if the average ledger balance falls below $1,000.00 during the statement cycle.
Interest begins to accrue on the first business day you make your deposit, and will be credited to this account on a monthly basis. If you close your account before interest is credited, you will not receive the accrued interest.
The average daily balance method is used to calculate interest on your account. This calculation is achieved by taking the sum of the ledger balance (positive or negative) in the account for each day of the period divided by the number of days in the period
Six (6) withdrawals are allowed per statement cycle or four week period, no more than six of which may be payable by draft or similar order to a third party.
Management reserves the right to change at any time and at its sole discretion the interest rate, the annual percentage yield, and the compounding frequency on this account. Generally, withdrawals from this account will be paid on demand; however, the bank reserves the right to require seven (7) days written notice.
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Public Funds Checking
| Minimum balance to open | $100,000.00 |
| Minimum balance to avoid a service charge | $1,000.00 |
| Monthly transaction fee for checks written | |
| Above $1,000.00 | None |
| Below $1,000.00 | $0.20 per item |
| Monthly maintenance fee | |
| Above $1,000.00 | None |
| Below $1,000.00 | $5.00 |
| Charge for each insufficient check | $30.00 |
| Continuous overdraft fee after 1 day | $4.00 per day |
Rates on tiers I through IV are paid at the prevailing market rate. Rate information available upon request and subject to change weekly.
Interest will be compounded on a monthly basis.
Interest begins to accrue on the business day you make your deposit, and will be credited to this account on a monthly basis. If you close your account before interest is credited, you will not receive the accrued interest.
The average daily balance method is used to calculate interest on your account. This calculation is achieved by taking the sum of the ledger balance (positive or negative) in the account for each day of the period divided by the number of days in the period.
Management reserves the right to change at any time and at its sole discretion the interest rate, the annual percentage yield, and the compounding frequency on this account. As a general rule, withdrawals from this account will be paid on demand; however, the bank reserves the right to require seven (7) days written notice.
Upon approved application a check card may be granted on this account.
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Oklahoma Bar Foundation IOLTA
| Minimum balance to open | $0.00 |
| Minimum balance to avoid a service charge | $0.00 |
| Monthly maintenance fee | $0.00 |
| Charge for each insufficient check | $30.00 |
| Continuous overdraft fee after 1 day | $4.00 per day |
Interest will be compounded on a monthly basis and will be submitted to the Oklahoma Bar Foundation monthly.
Interest begins to accrue on the business day you make your deposit and will be credited to this account on a monthly basis. If you close your account before interest is credited, you will not receive the accrued interest.
The average daily balance method is used to calculate interest on your account. This calculation is achieved by taking the sum of the ledger balance (positive or negative) in the account for each day of the period divided by the number of days in the period
Management reserves the right to change at any time and at its sole discretion the interest rate, the annual percentage yield and the compounding frequency on this account. As a general rule, withdrawals from this account will be paid on demand; however, the bank reserves the right to require seven (7) days written notice.
The customer will be responsible for purchasing his or her own checks.
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Commercial Checking
| Minimum balance to open | $100.00 |
| Minimum balance to avoid a service charge | None |
| Monthly transaction fee for checks written | $0.15 per item |
| Monthly Maintenance fee | $5.00 |
| Foreign item fee | $0.07 per item |
| Charge for each insufficient check | $30.00 |
| Continuous overdraft fee after 1 day | $4.00 per day |
| Interest paid | None |
| Compounding | None |
| Credit back | 25 per $100.00 of average ledger balance |
The credit back will be calculated monthly and applied to any accrued service charges for the month. You will be charged only the net amount of your service charges. Total credit back will not exceed total monthly services charges.
Management reserves the right to make changes to this account at its sole discretion. As a general rule, withdrawals from this account will be paid on demand; however, the bank reserves the right to require seven (7) days written notice.
Customer will be responsible for purchasing his or her own checks
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Small Business Advantage Checking
| Minimum Balance to Open | $100.00 |
| Monthly Maintenance Fee | $10.00 |
| Account Fee - balance required to avoid service charge | None |
| Charge for each insufficient item | $30.00 |
| Continuous overdraft fee after 1 day | $4.00 per day. |
Account will be charged a fee of per insufficient item. Continuous overdraft fee after one (1) day is
Other Features
- Business Checks available in various styles for the Customer to select.
- Customer responsible for cost of checks. - Monthly Imaged Statement and Checks
- Free Check Binder for Imaged Statement and Checks
- Free Internet Banking (Superweb) and Telebanking (Super Info Line)
- ACH Origination
- Commercial Visa Purchasing Card
- MasterCard Corporate Card
- Visa / MasterCard Merchant Services
- GPNB Overdraft Privilege
- Amount of "GPNB Overdraft Privilege" overdraft limit .... $700.00
- Available to Consumer DBA (Doing Business As) Accounts, Sole Proprietorships,
- Not available to Corporations, Partnerships, L.L.C., etc.
- Approved application required
- Some restrictions may apply - Small Business Visa Check Card
- Approved application required
- Some restrictions may apply
Management reserves the right to make changes to this account at its sole discretion. As a general rule, withdrawals from this account will be paid on demand; however, the bank reserves the right to require seven (7) days written notice.
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